18-Wheeler Accidents
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Frequently Asked Questions About 18-Wheeler Accidents in Shelby, NC

Accidents involving 18-wheelers or other large commercial trucks can be life-altering. The sheer size and weight of these vehicles often result in more extensive damage than a typical passenger car crash. In Shelby, North Carolina—a region intersected by busy highways like I-85 and Interstate 74—truck accidents can lead to severe injuries, complicated insurance claims, and questions about liability. This FAQs page explores common concerns for anyone involved in a trucking accident, from the immediate steps to take to the potential long-term legal considerations.

At Teddy, Meekins & Talbert, we recognize the unique challenges truck accident victims face. Dealing with commercial trucking companies and their insurers often requires extensive knowledge, as federal regulations may come into play. Whether you’re struggling to cover medical bills, wondering how to prove driver negligence, or anxious about your next steps, the information below can help you move forward with greater clarity. Give us a call. We’re here to help!

Who Might Be Liable in a Truck Accident?

Potentially many parties. The truck driver might be at fault for fatigued driving, speeding, or other unsafe behaviors like drunk driving. However, the trucking company could also be liable if they pressured the driver to work longer hours or failed to maintain the vehicle. Sometimes, a third-party maintenance provider or cargo loader may share responsibility if improper upkeep or unsecured freight contributed to the crash. Identifying every possible defendant, including work-related third party claims, helps ensure you pursue the full scope of compensation available.

What Evidence Is Important for Truck Accident Claims?

Truck accidents often involve a lot of evidence beyond a simple police report. This can include:

  • Electronic Logging Device (ELD) data: Congressionally mandated and shows hours driven, rest breaks, and speed.
  • Maintenance and inspection records: Reveal if the truck was serviced properly.
  • Cargo loading documents: Indicate whether loads were balanced and secured.
  • Driver qualification files: Confirm licensing and background checks.

Obtaining this evidence can be complex; trucking companies might be reluctant to share information that points to fault and legal liability. Accident attorneys regularly issue preservation letters and subpoenas to ensure critical data isn’t improperly destroyed or withheld.

How Does Federal Law Impact a Truck Accident Case in Shelby?

Federal regulations—such as those from the Federal Motor Carrier Safety Administration (FMCSA)—set rules on driving hours, vehicle maintenance, and more. If a trucker or trucking company violates these rules, it could strengthen your case by establishing negligence. For example, if records show the driver exceeded the FMCSA’s hours-of-service limits, that violation can be used to demonstrate fault. At Teddy, Meekins & Talbert, we stay updated on federal guidelines. We advocate for the best interests of our clients, seeking full and fair compensation after trucking accidents.  

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Should I Contact My Own Insurance Company Even If the Truck Driver Is at Fault?

Yes. Notify your insurer promptly, even if you believe the trucking company’s policy will eventually cover the damages. Before doing so, it’s advisable to first speak with legal counsel. Your insurance company should be made aware of a potential claim. This could help protect your policy rights, especially if you have underinsured or uninsured motorist coverage. Your insurance carrier can also help coordinate initial medical payments if you carry personal injury protection (PIP) or MedPay. Keeping your insurer in the loop also helps prevent unnecessary coverage disputes later.  

What Types of Compensation Can I Recover?

Depending on the facts, you may seek compensation for:

  • Medical expenses (current and future)
  • Lost income if you can’t work temporarily or permanently
  • Vehicle repair or replacement costs
  • Pain and suffering for physical and emotional distress
  • Punitive damages in rare cases involving extreme misconduct or drunk driving 

North Carolina follows a contributory negligence system, so if you’re found even slightly at fault, you could lose the ability to recover damages entirely. Gathering compelling evidence of the truck driver’s or trucking company’s wrongdoing can be key.

Do I Need a Truck Accident-Specific Attorney?

Truck accident cases are more complex than standard car accidents. Commercial insurance policies often involve higher limits, prompting more aggressive defense tactics. At Teddy, Meekins & Talbert we have substantial experience handling serious injury claims, including those involving traumatic brain injuries commonly seen in high-impact collisions. An accident attorney well-versed in trucking litigation understands federal regulations, preserving ELD data, and negotiating with corporate insurers—can help secure the full and fair compensation you deserve.

What Is the Timeline for Resolving a Truck Accident Case?

It varies widely. Complex cases can take months or even years, especially if multiple parties are involved or if severe injuries require long-term medical evaluation. Negotiations might begin after you reach maximum medical improvement (MMI), so your future care needs are clearer. Should negotiations stall, litigation may extend the timeline further. Patience and persistent legal work often yield stronger results than rushing into a premature settlement.

Will My Case Go to Trial?

Many claims settle out of court once liability and damages are clear. However, trucking companies or their insurers might fight vigorously if large sums are at stake or if a wrongful death allegation is part of the claim. If they won’t offer an acceptable settlement, your attorney can file a lawsuit and prepare for trial. Even then, settlement talks often continue, and many cases resolve before the final court date.
 

Your Local Shelby Trucking Accident Lawyers:  Teddy, Meekins & Talbert Law Firm

18-wheeler accidents can be devastating, both physically and financially. Knowing which parties might be liable, how to secure vital evidence, and how federal regulations can impact your claim is a good starting point for protecting your legal interests. Working with a Shelby law firm with substantial experience handling trucking litigation can help you navigate the complexities of electronic logs, multiple insurance carriers, and potentially significant damages.

If you have further questions or need assistance with an 18-wheeler accident in Shelby, contact Teddy, Meekins & Talbert at (704) 396-5155. Our team is ready to guide you through the process, stand up to powerful insurance companies, and work toward a resolution that aligns with your needs, best interests, and recovery goals.

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