What To Do After a Car Accident
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What To Do After a Car Accident in Shelby, NC: Frequently Asked Questions

Car accidents can happen in a flash, leaving you shocked, confused, and unsure of what to do next. For our friends, family, and neighbors in Shelby, North Carolina, the aftermath can feel especially overwhelming when trying to handle injuries, property damage, and insurance company calls. Understanding the immediate steps can help protect your rights and well-being. This FAQ covers everything from contacting law enforcement to seeking medical attention, plus tips for gathering important evidence at the crash scene.

As a local firm serving Cleveland County and the surrounding area, Teddy, Meekins & Talbert we help guide clients through the legal process that follows an accident. While every situation is unique, there are several basic steps you can take to protect your well-being and potential claim for damages. Our goal is to empower you with knowledge and provide a roadmap for getting the support you need.

Should I Call the Police After a Car Accident in Shelby?

Calling the police is generally recommended, especially if anyone is injured or if there’s significant property damage. In North Carolina, law enforcement can document the scene, gather witness statements, and create an official accident report. That report can be valuable later when speaking with insurance adjusters or if you decide to pursue compensation for medical bills and vehicle repairs. Shelby Police, the Cleveland County Sheriff’s Office and the Highway Patrol work a lot of the wrecks in Cleveland County and often help secure the scene, which is particularly important if the accident disrupts traffic or poses safety risks.

If the collision is minor and no one is hurt, you might question whether calling the police is necessary. However, having an official record can still be beneficial. Insurers generally rely on police findings to help determine who was at fault. Without a report, disputes about how the accident happened can be tougher to resolve. Documentation from a credible source typically carries more weight than conflicting accounts from drivers alone.

What Medical Steps Should I Take Immediately?

Your health is key. Seek medical care as soon as possible, even if you think your injuries are minor. Some conditions—like concussions or soft tissue damage—may not fully show up until hours or days after the crash. Visiting an urgent care, your primary physician, or the local emergency room in Shelby can ensure you get an independent medical evaluation, documenting your condition and any injuries you may have. If you’re seriously hurt, paramedics on the scene may think it best to transport you to the nearest hospital. Obviously, each wreck is different. The point is, too many people don’t know what to do after an accident and may wait to seek the medical care they need, later regretting that decision.  

Prompt medical attention creates a record of your injuries and their suspected cause. That documentation can become essential if you pursue a claim, showing a direct connection between the accident and your treatment needs. Moreover, following doctor’s orders demonstrates that you’re taking your recovery seriously. Insurers regularly look at whether an injured party sought help promptly or delayed care—delays in seeking medical treatment can make it seem like the injuries weren’t severe, potentially harming your ability to seek full and fair compensation.

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Should I Move My Vehicle or Wait at the Scene?

If it’s safe to do so, move your vehicle off the roadway to prevent further collisions. In North Carolina, the law typically encourages drivers to remove disabled cars from traffic when possible. That said, if the crash is severe or if moving your vehicle might worsen injuries, wait for emergency responders. Turn on hazard lights or set up flares, if available, to alert other drivers until help arrives.
In a minor fender-bender with no serious injuries, you can move your car to a nearby parking lot or the shoulder to exchange information. If you’re unsure, ask the responding officers for guidance. Your priority is preventing additional harm while also preserving evidence.

How Do I Document the Accident?

If you’re physically able, take photos or videos of vehicle damage, skid marks, traffic signals, signage, road conditions, and any visible injuries. Capture different angles to provide a clear picture of the scene. Collect contact details from witnesses, as well as their statements about what happened. Make sure you exchange insurance and driver’s license information with the other party, and jot down their license plate number.

Keeping a journal of your experience in the days and weeks after the accident can also be very helpful. Write down how you’re feeling, any restrictions you face, and the medical appointments you attend. These notes could corroborate your injury claims and paint a more detailed picture for an insurance adjuster or a jury.

When Should I Notify My Insurance Company?

Most policies request prompt notification, often “as soon as reasonably possible.” You don’t have to provide every detail at the initial contact; just inform them an accident occurred. The insurance adjuster will likely want more information about the crash and your injuries later. During these discussions, it’s best to be factual and avoid speculating about fault. Even your own insurer could use inaccurate statements to minimize or deny a claim.

If you feel uncertain about how to handle phone calls, we think it’s a good idea to speak with an attorney beforehand. Simple statements can sometimes be twisted, especially if the insurance carrier is more focused on protecting company profits than fairly compensating you. If you suspect the other party’s insurer might challenge liability, legal guidance can help you avoid unintentional pitfalls.

Is It Worth Contacting an Attorney Early On?

Yes. Speaking with a local Shelby car accident attorney can help you understand your rights, especially if you suffered injuries or face significant medical bills. North Carolina follows the doctrine of contributory negligence, which can bar you from recovering any damages if you’re found even slightly at fault. An attorney can evaluate your case, manage negotiations with insurers, and gather evidence to help show you were not at fault or only a passenger in the situation.

At Teddy, Meekins & Talbert we offer guidance for injury cases in Shelby and throughout Cleveland County. Getting legal counsel early can make a meaningful difference in building a claim tailored to the specifics of your accident and resulting injuries.

What Compensation Could I Potentially Recover?

Recoveries may include things like medical expenses, lost wages, vehicle damage, and even pain and suffering. Each case, like each person injured in a wreck, is different. Damages can depend on factors like the seriousness of the injury, the extent of necessary treatment, and the long-term impact on your ability to work or enjoy daily life. While no attorney can promise specific outcomes, we’ve found that a thorough investigation and negotiation process can help when submitting a claim for damages with the insurance company.

How Long Do I Have to File a Car Accident Lawsuit in North Carolina?

The statute of limitations is typically three years from the date of the accident for personal injury claims. Missing this deadline generally means forfeiting your legal right to seek damages. Wrongful death claims have a shorter timeframe—usually two years. It’s a good idea to consult an attorney well before the deadline to ensure you have time to gather evidence and explore settlement options.

Shelby Accident Lawyers - Teddy, Meekins & Talbert Law Firm 

While navigating the aftermath of a car accident in Shelby can feel daunting, you don’t have to do it alone. We’re here to help! Staying organized and informed can make a substantial difference in your recovery and peace of mind. Accident lawyers advocate for your best interests. 

If you need personalized guidance or wish to discuss your options further, give the dedicated team at Teddy, Meekins & Talbert a call: (704) 396-5155. We help folks with car accident claims in Shelby and Cleveland County. It would be an honor to help you find the path forward that fits your situation.

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